{"id":60478,"date":"2026-02-17T13:37:06","date_gmt":"2026-02-17T12:37:06","guid":{"rendered":"https:\/\/creditdevice.com\/knowledge\/risk-profile\/"},"modified":"2026-02-17T14:38:03","modified_gmt":"2026-02-17T13:38:03","slug":"risk-profile","status":"publish","type":"knowledge","link":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/knowledge\/risk-profile\/","title":{"rendered":"Risk profile"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"<p>A risk profile is a summary assessment of the credit risk associated with a company. The profile is constructed from financial ratios, payment history, industry information, company structure and external factors such as market conditions. The goal is to combine various risk factors into a coherent picture. A risk profile is dynamic and can change due to changes in results, ownership structure or economic developments.   <\/p>\n","protected":false},"parent":0,"menu_order":0,"template":"","format":"standard","meta":{"beschrijving":"","kernuitleg":"<p data-start=\"172\" data-end=\"654\">A risk profile is a summary assessment of the credit risk associated with a company. The profile is constructed from financial ratios, payment history, industry information, company structure and external factors such as market conditions. The goal is to combine various risk factors into a coherent picture. A risk profile is dynamic and can change due to changes in results, ownership structure or economic developments.   <\/p>\n","context-creditmanagement":"<p data-start=\"708\" data-end=\"1002\">Within credit management, the risk profile is used as a basis for underwriting, limit setting and monitoring. It helps prioritize debtors under management and determine follow-up actions. A change in the risk profile can be cause to revise credit terms.  <\/p>\n","voorbeeld":"<p data-start=\"1032\" data-end=\"1135\">A company with low solvency and deteriorating payment behavior has an increased risk profile.<\/p>\n","label":"","label_definities":"Credit Analysis","afbeelding":""},"definities":[],"knowledge-type":[395],"sectoren":[],"alle-categorieen":[],"class_list":["post-60478","knowledge","type-knowledge","status-publish","format-standard","hentry","knowledge-type-definitions"],"_links":{"self":[{"href":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/wp-json\/wp\/v2\/knowledge\/60478","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/wp-json\/wp\/v2\/knowledge"}],"about":[{"href":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/wp-json\/wp\/v2\/types\/knowledge"}],"version-history":[{"count":0,"href":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/wp-json\/wp\/v2\/knowledge\/60478\/revisions"}],"wp:attachment":[{"href":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/wp-json\/wp\/v2\/media?parent=60478"}],"wp:term":[{"taxonomy":"definities","embeddable":true,"href":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/wp-json\/wp\/v2\/definities?post=60478"},{"taxonomy":"knowledge-type","embeddable":true,"href":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/wp-json\/wp\/v2\/knowledge-type?post=60478"},{"taxonomy":"sectoren","embeddable":true,"href":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/wp-json\/wp\/v2\/sectoren?post=60478"},{"taxonomy":"alle-categorieen","embeddable":true,"href":"https:\/\/cd-wordpress.creditandcollection.nl\/en\/wp-json\/wp\/v2\/alle-categorieen?post=60478"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}